CONVENIENT BANKING OPTIONS

We’ve got ways to help you manage your accounts even if there’s not a Wachovia Financial Center in your area yet. While we continue to add more branches, you can use any of the following:

Wachovia ATMs
Check Card
Online at www.wachovia.com
Telephone
Mail

Wachovia ATMs

No longer just for getting cash. Now you have the ability to make deposits, obtain a printout of your last monthly statement, transfer money between accounts, make payments to a Wachovia loan or credit account, check account balances, and even reorder checks. It’s like having your own private branch.

Wachovia customers can make cash withdrawals or check account balances without paying at Wachovia and SouthTrust ATMs.  And as a special welcome to our Texas customers, Wachovia will not charge customers for using other banks’ ATMs and will rebate the other banks’ ATM fees up to $6 per month. This means if you use another bank’s ATM and are charged a fee, we not only don’t charge you a Wachovia fee, but we refund any usage fee (up to $6.00 per month) you incur from the other bank.  If you are an existing Wachovia customer in Texas, call 800-WACHOVIA to have the fee waiver added to your existing personal checking account today.

Check Card

Your free Wachovia Visa®  Check Card is more convenient than cash or checks and can be used at millions of Visa locations worldwide.  Purchase amounts are deducted from your checking account, and all transactions are detailed on your monthly checking account statement with the merchant name, date, and amount.

It's convenient, safe, and rewarding

• Your Wachovia Visa Check Card works at millions of merchant locations and thousands of network ATMs. Get cash back when you use your Check Card for purchases at grocery stores, pharmacies, and other merchants. It can also be used over the phone, on the internet, or to pay bills.
• Your Check Card protects you from unauthorized purchases in the event of a lost or stolen card. Plus with Purchase Protection, you have charge-back rights when returning damaged or unwanted items purchased with your Check Card.
• With a Wachovia Check Card you can earn points for exciting rewards by enrolling in Wachovia Possibilities Rewards^SM. Learn more about this free feature of your card at www.wachoviapossibilities.com.

Online at wachovia.com

Online Banking
With Online Banking, you’re in control of when and where you manage your accounts. Whether it’s at home, the office, or on the road, Online Banking lets you view your account activity, transfer funds between eligible accounts, and check balances, whenever it’s convenient for you.

The benefits of Wachovia Online Banking include:

• FREE Online BillPay
• View account activity
• Transfer funds between eligible accounts
• View images of your posted checks
• Order checks
• Stop payment on checks

Enroll now in free Online Banking and get FREE Online BillPay.

Online Services for Business
Wachovia also offers secure and convenient online banking options, including free Online BillPay, for business customers.  To learn more about Wachovia's Online Services for Business, please visit our demos at wachovia.com/sbonlinedemos.

Welcome to Wachovia Business Banking  (PDF)

Online Brokerage
Access your investments. Get real-time quotes. Place orders and confirm trades. Keep track of the market. Research a company—or an entire industry. Online Brokerage lets you do all this and more anytime² from anywhere you have Internet access. It’s the easiest way to stay on top of the market and your investments.

You can enroll any type of Wachovia Securities brokerage account in Online Brokerage, including a Command Asset Program, IRA, or standard brokerage account.

Online Brokerage Features

• View real-time account information for your individual accounts or entire household
• Place orders and confirm trades¹
• Enroll for Electronic Confirms and get access to up to 400 days of trade confirmation history
• Obtain free, unlimited real-time quotes
• Check your balance, holdings, recent activity, and unrealized gains/losses²
• Download your account information to Quicken^®, Microsoft^® Money, or Microsoft^® Excel
• Sign up for Market Alerts and Execution Alerts
• Create up to four Watch Lists of 100 symbols each
• Get the latest financial news, market commentary, and industry research reports

If you don’t have a brokerage account with us, visit the Personal Finance Investing Center to help you select a Wachovia Securities account that’s appropriate for you. View Types of Accounts

If you already have a Wachovia Securities brokerage account, you can enroll it now. Our enrollment is secure, safe, and easy. Enroll an Account Online

Telephone

With Wachovia, you can manage your finances over the telephone - 24 hours a day, 7 days a week.  Just call 800-WACHOVIA (800-922-4684) to receive a free financial check-up, open a new account, apply for a loan, discuss your current accounts, or simply manage your finances with the automated service.

Wachovia’s automated telephone service also allows you to quickly and easily manage your accounts for free, including transferring funds, reviewing statement activity, and reordering checks.  And of course, if you prefer to discuss your accounts, you can access a representative at any time.

English and Spanish: 800-WACHOVIA (800-922-4684)

Small Business:  (800) 566-3862

TDD:  (800) 835-7721

Mail

You can make deposits through regular US Mail or via an Express Mail courier such as UPS, Federal Express, etc. We’ll send you a deposit receipt back in the mail, along with a reusable Bank by Mail wallet and pre-addressed courtesy envelopes to make future deposit mailings even more convenient.  Deposits are processed the same day they are received.  Cash deposits, however, are not accepted.

Customers can mail deposits to either Bank by Mail location below:

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