PRESS RELEASES

First Union/Wachovia has a strong history with The Hartford, providing the company with various financial services such as treasury services; capital solutions, including equity and debt issuance; and corporate lending. In addition, First Union/Wachovia has had a longstanding distribution relationship with The Hartford as one of the largest sellers of The Hartford's variable annuities.

"First Union has had an alliance with The Hartford for many years," said George Jay, assistant vice president of Hartford Life. "We are happy to be able to expand this relationship into the securities lending business."

"We have been able to provide Hartford Life with a vast array of financial products historically," said Harry Nelson, vice president in First Union's Institutional Trust group. "This securities lending agreement will allow The Hartford to enhance the yield on the funds assets. I'm excited that we were able to offer The Hartford this service, further cultivating our relationship with this influential company."

First Union Institutional Trust Services, headed by John S. Principe, serves all types of institutional clients, targeting niche markets including domestic and international correspondent banks, healthcare, government/municipal, insurance, investment advisors and mutual funds. Institutional Trust Services is part of the Corporate and Institutional Trust group within the Capital Management Group of Wachovia Corporation.

Wachovia Corporation (NYSE:WB), created through the Sept. 1, 2001, merger of First Union and Wachovia, had assets of $330 billion at Dec. 31 and $28 billion in stockholders' equity. Wachovia is a leading provider of financial services throughout the East Coast and the nation. The company operates full-service banking offices under the First Union and Wachovia names in 11 East Coast states and Washington, D.C., and offers full-service brokerage with offices in 49 states and global services through more than 30 international offices.

"The Hartford" is The Hartford Financial Services Group, Inc. and its subsidiaries, including the issuing companies of Hartford Life Insurance Company and Hartford Life and Annuity Insurance Company.

For more complete information on The Hartford's variable annuities and for The Hartford Mutual Funds, including fees and charges, please obtain a current prospectus from your investment representative. Please read it carefully before you invest or send money.

The Hartford variable annuities are issued by Hartford Life Insurance Company and by Hartford Life and Annuity Insurance Company, and are underwritten and distributed by Hartford Securities Distribution Company, Inc. The Hartford Mutual Funds are underwritten and distributed by Hartford Investment Financial Services, LLC.