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PRESS RELEASES


Media Contact:   Mary Eshet
(704) 383-7777

Media Contact:   Christy Phillips Brown
(704) 383-8178

Investor Contact:   Alice Lehman
(704) 374-4139

Investor Contact:   Ellen Taylor
(704) 383-1381

November 04, 2002
Wachovia CFO Bob Kelly Presents at the Bank Analysts Association of Boston Annual Fall Conference

CHARLOTTE, N.C. - Wachovia CFO Bob Kelly will make a presentation at The Bank Analysts Association of Boston's Annual Fall Conference, Nov. 7, 2002, at 1:15 p.m. Eastern Time. This presentation will be available via live audio webcast beginning at 1:15 p.m. Eastern Time through Wachovia's Investor Relations home page at http://wachovia.firstunion.com. A replay of the webcast will be available until Dec. 7, 2002.

Wachovia Corporation (NYSE:WB), created through the September 1, 2001, merger of First Union and Wachovia, had assets of $334 billion and stockholder's equity of $32 billion at September 30, 2002. Wachovia is a leading provider of financial services to 20 million retail, brokerage and corporate customers throughout the East Coast and the nation. The company operates full-service banking offices under the First Union and Wachovia names in 11 East Coast states and Washington, D.C., and offers full-service brokerage with offices in 49 states and global services through more than 30 international offices. Online banking and brokerage products and services are available through wachovia.com and firstunion.com


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