PRESS RELEASES

December 2002
November 2002
October 2002
September 2002
August 2002
July 2002
June 2002
May 2002
April 2002
March 2002
February 2002
January 2002

December 2002

December 10, 2002
Self-Help Receives $1.1 Million Grant From Wachovia

December 09, 2002
Foundation for the Carolinas Announces New Wachovia Employee Catastrophic Relief Fund

December 09, 2002
Wachovia Increases Investment in Besso Holdings Limited, an Insurance Broker in London's Lloyd's Market

December 02, 2002
Wachovia CEO Ken Thompson Presents at Goldman Sachs Large Cap Bank CEO Conference

November 2002

November 26, 2002
Wachovia Economist Presents 2002 Holiday Retail Sales Outlook

November 20, 2002
Wachovia Corporation Receives Aa3 Rating Upgrade From Moody's Investors Service

November 07, 2002
Wachovia CFO Bob Kelly Presents at U.S. Bancorp Piper Jaffray Financial Services Conference

November 07, 2002
Wachovia Corporation Lowers Prime Rate

November 07, 2002
Wachovia Names Clifton Strain Executive Recruiting Specialist for Corporate and Investment Bank

November 04, 2002
Wachovia CFO Bob Kelly Presents at the Bank Analysts Association of Boston Annual Fall Conference

October 2002

October 31, 2002
Wachovia Launches New Treasury Services Brand & Products Platform at 23rd Annual AFP Conference

October 28, 2002
Wachovia Signs Agreement to Provide Personal Trust Products Through Managed Account Leader Brinker Capital

October 21, 2002
Wachovia Heightens Focus on Women's Market

October 16, 2002
Wachovia Reports Third Quarter Net Income of 66 Cents Per Share; 71 Cents of Operating Earnings

October 15, 2002
Wachovia Corporation Declares Cash Dividend on Common Stock

October 02, 2002
Wachovia Completes Purchase of E-Risk Services' Assets

October 01, 2002
Wachovia Receives $2.8 Million Award from U.S. Treasury

September 2002

September 26, 2002
Wachovia Third Quarter Earnings Review Accessible by Internet and the Telephone on October 16, 2002

September 25, 2002
Teach for America Announces National Partnership With Wachovia Corporation

September 25, 2002
Wachovia Corporate and Institutional Trust Hires McCracken as Delaware State Manager

September 24, 2002
Evergreen Investments Acquires J. L. Kaplan Associates LLC

September 24, 2002
Wachovia Named One of "100 Best Companies for Working Mothers"

September 23, 2002
HomEq Earns Highest Ratings From Standard & Poor's and Fitch

September 19, 2002
Wachovia Bankers Win Home Depot Honor

September 09, 2002
Wachovia Agrees to Purchase the Assets of E-Risk Services to Expand its Insurance Offerings

September 06, 2002
Wachovia Securities Hires Steve Jones to Head Convertible Securities Research in Equity-linked Products Group

September 04, 2002
Wachovia Completes the Purchase of Cameron M. Harris & Company

September 03, 2002
Wachovia is United States' "Bank of the Year"

August 2002

August 29, 2002
Wachovia CEO Ken Thompson Will Present at Sept. 4 Merrill Lynch Conference

August 29, 2002
Wachovia's Don McMullen, Head of Capital Management, Will Present at Sept. 4 Merrill Lynch Conference

August 21, 2002
Wachovia Securities Names John Tinkey to Manage Commercial Real Estate Finance CMBS Conduit Loan Production in Florida

August 20, 2002
Wachovia Corporation Declares Increase in Cash Dividend on Common Stock

August 13, 2002
Wachovia CEO and CFO Certify Financial Statements

August 07, 2002
Gregory J. Attorri Named Head of Media and Communications Investment Banking Group at Wachovia Securities

August 02, 2002
Wachovia Agrees to Purchase Cameron M. Harris & Company

July 2002

July 23, 2002
Wachovia Securities Promotes Ben Williams to Head Fixed Income Division, Curtis Arledge Named Deputy Head

July 22, 2002
Julie Bouhuys Head of Wachovia's New Credit Capital Markets Group

July 18, 2002
Wachovia Reports Continued Momentum in 2nd Quarter 2002 Earnings

July 16, 2002
Wachovia Debuts National TV Campaign

July 03, 2002
Wachovia Second Quarter Earnings Review Accessible Via the Internet and the Telephone on July 18, 2002

June 2002

June 27, 2002
Ronald Long, Former SEC District Administrator, Joins Wachovia Securities as Chief Regulatory Counsel

June 25, 2002
Wachovia Expands Time Away from Work Policy to Support Employee Volunteers

June 20, 2002
Mac Everett Named General Chairman for the Wachovia Championship

June 19, 2002
First Union Institutional Trust Acts as Securities Lending Agent for Three Hartford Life Funds

June 19, 2002
Madan to Lead Wachovia Wealth Management Marketing Team

June 17, 2002
Wachovia Corporate and Institutional Trust Opens Louisville Office

June 17, 2002
Wachovia Securities Announces Completion of Broker-Dealer Merger

June 13, 2002
David Daniels Joins Wachovia Securities Financial Sponsors Group

June 12, 2002
Wachovia Corporate and Institutional Trust Hires Wilhelmi in Bond Trustee Administration

June 06, 2002
Wachovia Announces Richard A. Lee as Marketing Director and Executive Vice President for HomEq Servicing Corp.

June 06, 2002
Wachovia Securities Equity Derivatives Group Taps Timothy Schar to Head Convertible Bond Originations

June 04, 2002
Wachovia CEO Ken Thompson to Present at Sanford Bernstein Strategic Decisions Conference

June 03, 2002
Wachovia Provides $2 Million to Advance Homeownership During National Homeownership Month

May 2002

May 29, 2002
Wachovia Securities Launches New Advertising Campaign

May 24, 2002
Kym R. Hougham Named Tournament Director for the Wachovia Championship

May 23, 2002
Wachovia Securities Adds Senior Equity Research Analyst Wendy Caplan to Cover the Diversified Industrials Sector

May 17, 2002
Wachovia Securities Adds Industry Veteran Jeffrey Scott to Real Estate Corporate Finance Group

May 07, 2002
Wachovia Announces Debt Consolidation E-mail Program

May 07, 2002
Wachovia Corp. Introduces New Retail Deposit Accounts

May 07, 2002
Wachovia Securities Economist John Silvia Says Budget Debate Masks Rising Shift of Economic Resources into the Public Sector

May 06, 2002
Wachovia, PGA TOUR Announce the "Wachovia Championship"

April 2002

April 29, 2002
Greg Hanson is Named Head of Wachovia Securities' Technology Investment Banking Group

April 26, 2002
Wachovia Securities Forms Information Technology Services & Outsourcing Investment Banking Group

April 25, 2002
Wachovia Securities Names Reid Curley Head of New Equity Private Placements Group

April 23, 2002
Wachovia Speeds Check Research for Commonwealth of Virginia

April 19, 2002
Wachovia Merger Co-head David Carroll Speaks Tuesday at UBS Warburg Global Financial Services Conference

April 18, 2002
Wachovia Reports Cash Operating Earnings of $1.0 Billion, or 74 Cents Per Share, in 1st Quarter of 2002

April 16, 2002
Wachovia Corporation Declares Cash Dividend on Common Stock

April 12, 2002
Joel Houck Joins Wachovia Securities as Senior Equity Analyst Covering Specialty Finance Sector

April 09, 2002
Wachovia Corporation Names Lenny Springs Director of Supplier Diversity

April 09, 2002
Wachovia Corporation Names New Director

April 05, 2002
Wachovia First Quarter Earnings Review Accessible Via the Internet and the Telephone on April 18, 2002

April 04, 2002
Wachovia Named One of the Top Training Companies in the United States

April 02, 2002
First Union Insurance Services Agency Adds Manhattan Office and Management Liability Group

March 2002

March 26, 2002
Rohan Paul Joins Wachovia Securities' Industrial Growth and Services Investment Banking Group

March 20, 2002
Wachovia Promotes Art Lyon to President of HomEq Servicing Corporation

March 19, 2002
First Union Securities Wins Top Award for Brokerage Executive

March 18, 2002
Evergreen Investments Votes Against Hewlett-Packard's Purchase of Compaq Computer

March 18, 2002
Wachovia Economist John Silvia Sees U.S. Dodging "Double Dip" As Economy Eases Out of Recession

March 14, 2002
Wachovia Introduces New Brand

March 06, 2002
Evergreen Connect K Adds Conversion Capabilities

March 06, 2002
Wachovia Corporation Announces Lead Advertising Agency

March 06, 2002
Wachovia Securities Adds Veteran Analyst Susan Spivak to Initiate Property and Casualty Insurance Equity Coverage

March 05, 2002
Wachovia's Chief Financial Officer, Bob Kelly and Chief Risk Officer, Don Truslow Will Present at Credit Suisse First Boston Regional Bank Conference

February 2002

February 28, 2002
First Union Wins Applied Tech Products Retirement Account

February 20, 2002
First Union Hires Roger Lacharite to Manage its Jacksonville and Miami Corporate Trust Offices

February 19, 2002
Wachovia Corporation Announces New Chief Economist, John Silvia

February 19, 2002
Wachovia Corporation Declares Cash Dividend on Common Stock

February 19, 2002
Wachovia Leads Industry in Customer Satisfaction

February 13, 2002
Wachovia Securities Announces David Haase Joins the High Yield Capital Markets Group

February 12, 2002
First Union Expands Defined Contribution Sales Team

February 12, 2002
Wachovia Securities Adds Senior Enterprise Applications Software Analyst to Equity Research Department

February 12, 2002
Wachovia and First Union Rated "Outstanding" for Community Reinvestment Activities

February 07, 2002
Wachovia Makes Electronic Check Images Available to Customers Through Online Banking

February 07, 2002
Wachovia's Chief Financial Officer, Bob Kelly, Will Present at Credit Suisse First Boston Financial Services Investor Conference

February 06, 2002
First Union Develops 401(k) Recordkeeping System—Nowtrac(k)

February 06, 2002
First Union Securities and IJL Wachovia to Adopt Wachovia Securities Name

January 2002

January 29, 2002
John Principe Named Managing Executive, First Union Institutional Trust Services; Revenue Grows 20 Percent

January 28, 2002
Wachovia Securities Announces Top Servicing Ranking

January 28, 2002
Wachovia Timberland Announces Acquisition

January 25, 2002
Wachovia's Chief Executive Officer, Ken Thompson, Will Present at Salomon Smith Barney Financial Services Investor Conference

January 23, 2002
Wachovia Reports Cash Operating Earnings of $980 Million, or 71 Cents Per Share in 4th Quarter of 2001

January 22, 2002
Wachovia Offers 24-hour Mortgage Pre-approvals and New Refinancing Email Series Through Firstunion.com

January 14, 2002
First Union Names Linda Delaney Head of Corporate Trust Services

January 14, 2002
Wachovia Securities Announces New Leadership Within Financial Services Investment Banking

January 14, 2002
Wachovia Securities Expands Municipal Securities Group to New York

January 09, 2002
First Union Wins $42 Million HP Hood 401(k) Plan

January 09, 2002
Wachovia Fourth Quarter Earnings Review Accessible Via the Internet and the Telephone

January 08, 2002
Wachovia and First Union Offer Flexible, Affordable Mortgage Options for Teachers, Law Enforcement Officers and Firefighters

January 06, 2002
Wachovia Securities Acts as Sole Advisor and Placement Agent in Private Equity Raise for Employers Direct Corporation

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