Lifetime Retirement Planning. Get There. Your Way.

Retirement. It's not just something that happens late in life. It's something you create now with the decisions you make every day. From choosing investments to buying a home, saving for a child's education to protecting your family from risk, you can make financial decisions that may help enrich your life not only in retirement, but each step along the way.

Lifetime Retirement Planning with Wachovia can help you enjoy the unique possibilities your life offers today, and is intended to help make your life in retirement all you want it to be.

In Your 20s — Start Planning Ahead

This is the best time to get yourself in the habit of saving and investing.

In Your 30s — Build a Foundation

Start accumulating assets. Try saving 10% of your income. Be sure to establish an emergency fund and plan for your children's education.

In Your 40s — Invest in Your Future

At this stage of your life, your earning power is likely to keep increasing. Don't stray from your plan. Ideally, this is the time to increase your investments.

Wachovia Is Here to Help

No matter what your stage of life, we're ready and able to provide the resources and guidance you need to make the most of your retirement.

Contact Us

Retirement Resource Center
(866) 588-9606
8:00am - 8:00pm ET
Monday - Friday

In Your 50s — Get Ready

As you enter your peak earning years, you may also find yourself with fewer expenses. For example, your children may graduate from college, leaving you with "extra" cash. Start thinking about strategies to help transform that cash into a reliable retirement income.

In Your 60s — Make the Transition

As you approach retirement, you have an important transition to make. Instead of earning a paycheck, you'll likely have to start paying yourself. In the early years of your retirement, it may be important to emphasize investments with strong growth potential. Later in retirement, it might be appropriate to shift some of your assets to more secure investments that pay income.

Your 70s and Beyond

Retirement. The time to do all the things you've put off — travel, spend more time with family, volunteer in your community, savor life. It's also time to consolidate your retirement plans, protect your investments, and think about your legacy. Be sure to insure for future needs — look into long-term care insurance.