SPECIALTY MORTGAGES

Speak with a Mortgage Specialist now:
(800) 922-6267

While home loans traditionally fall into two categories—adjustable rates and fixed rates—many borrower situations are much more complex. That's why, at Wachovia Mortgage, we offer many loan options.

Flex-Fit Mortgage (Get Started)

These loans are for those who need more flexible credit guidelines and offer low documentation options for challenging income situations. Choose from fixed or adjustable loans with interest-only options.²

Jumbo Loans (Apply Now)

Check here for various options for mortgages over $417,000 and up to $3.5 million.

Lot Loans (Get Started)

Look here if you're seeking land-only financing.

Construction Mortgages (Get Started)

Special financing can make the building of your own home easier to achieve.

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¹ Some payment options may result in deferred interest. A prepayment fee may apply.

² Program not available in all states. Restrictions apply. Higher rate and/or fees may apply.

³ Financing pertains to the purchase price as stated in the purchase agreement or appraised value, whichever is less. Borrower responsible for all closing costs and escrows.

Mortgage loans are originated by Wachovia Mortgage, FSB, and are subject to credit approval, verification and collateral evaluation. Products are not available in all states. Programs, rates, terms and conditions are subject to change without notice. Certain restrictions apply.

Pick-a-Payment is a registered service mark of Wachovia Corporation.

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