APPLICATIONS/CREDIT AGREEMENTS
To receive an education loan, you will need to complete and sign a promissory note or credit agreement.
Promissory notes and credit agreements are contracts between borrowers (and co-borrowers, when applicable) and lenders. These important documents list the terms and conditions under which borrowers promise to repay loans.
Your promissory note/credit agreement can be completed and signed when you apply online, or you may use a paper promissory note.
To download an application/promissory note or credit agreement, simply follow the links below. Fill out the document in its entirety and make sure that Wachovia is identified as your lender.
Choose an application:
Federal Stafford Loan* 
Federal PLUS Loan for Parents*
Federal PLUS Loan for Graduate Students
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