LIFETIME RETIREMENT PLANNING

Retirement. It's not just something that happens late in life. It's something you create now with the decisions you make every day. From choosing investments to buying a home, saving for a child's education to protecting your family from risk, you can make financial decisions that may help enrich your life not only in retirement, but each step along the way.

Lifetime Retirement Planning with Wachovia can help you enjoy the unique possibilities your life offers today, and is intended to help make your life in retirement all you want it to be.

In Your 20s - Start Thinking Ahead		In Your 30s - Build a Foundation
In Your 40s - Invest in Your Future		In Your 50s - Get Ready
In Your 60s - Make the Transition		70s and Beyond - Manage Your Finances

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Wachovia Securities is the trade name used by two separate, registered broker-dealers and non-bank affiliates of Wachovia Corporation providing certain retail securities brokerage services: Wachovia Securities, LLC, Member NYSE/SIPC, and Wachovia Securities Financial Network, LLC, Member FINRA /SIPC.