GOVERNMENT MORTGAGES

A popular means for making a first home affordable is through either an FHA or VA mortgage program. FHA and VA mortgages offer the following features:

Federal Housing Administration (FHA) Loans

Available to most first-time homebuyers, FHA mortgages allow you to move into your new home with less out-of-pocket cash than required with most conventional loans. The federal government insures these loans to make home ownership affordable to people with modest means who can’t afford large down payments.

Veterans Affairs (VA) Loans

Available to veterans of the armed services, active-duty personnel, reservists, and their spouses, VA mortgages require no down payment and offer some of the easiest qualifying requirements of any home loan.

If you would like to view and compare all of our available mortgage programs we have a Mortgage Comparison Chart.

Mortgage loans are originated by Wachovia Mortgage, FSB, and are subject to credit approval, verification and collateral evaluation. Products are not available in all states. Certain restrictions apply. Program, rates, terms and conditions are subject to change without notice.



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