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Individual Retirement Account CDs

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IRAs are the mainstay for many retirement strategies. And by adding a fixed rate certificate of deposit to your plan, you can increase your savings with predictable interest earnings.

An IRA CD is FDIC-insured up to the applicable limits. Your IRA CD can help you qualify for Crown Banking, our premier checking account package, with no monthly service fee. We offer several IRA CD options with a variety of benefits.

Discover the Benefits of an IRA CD

• Automatically renewable IRA CDs with terms from three months through 60 months and rates guaranteed to maturity
• Money Market IRAs and 18-month Flexible IRAs that let you make contributions at any time
• Roth, SEP, and Coverdell Education Savings Accounts (formerly known as Education IRAs)
• A 12-month IRA Convertible certificate, which allows you to take advantage of interest rate increases
• A 24-month Step Rate IRA CD, which offers automatic rate increases every six months, regardless of market conditions

Automatic Renewal Option

We will notify you when your IRA CD is about to mature. You’ll then have seven days to change your term or withdraw your CD funds without penalty. If you choose not to make any changes, your IRA CD automatically renews for the same term, at the current interest rate.

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