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Today there are more programs than ever to help house hunters become house owners. Government mortgages guarantee loans for those who have modest incomes, limited cash, or have served in civil service. Community programs can also help those with modest incomes and community professionals to make the dream of homeownership a reality.

Community Lending Programs   (Apply Now)
If you have a modest income or limited savings, these programs can help.*
Community Solutions Program   (Apply Now)
Some professions, like teachers and law enforcement officers, do so much for the greater good. We'd like to give a little back by offering mortgages designed to assist professionals who serve the public.*
Government Mortgages   (Apply Now)
The lower down payments and lower interest rates of FHA and VA loans have helped many afford a home.

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* Homeownership education courses may be required for these programs. Income limitations may apply. Please contact us for details.
Mortgage loans are originated by Wachovia Mortgage, FSB, and are subject to credit approval, verification and collateral evaluation. Products are not available in all states. Programs, rates, terms and conditions are subject to change without notice. Certain restrictions apply.

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