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Federal Stafford Loan

Quick Facts
•	No payments while enrolled at least half time
•	Low 6.8% fixed interest rate
•	Low 6.0% fixed rate for subsidized undergrad loans
•	Undergrads can borrow from $5,500 to $12,500 per year
•	Grad students can borrow up to $20,500 per year
•	Fast and easy online application

The Federal Stafford Loan is the most popular education loan for undergraduates and graduate students.

Though part of the Federal Family Education Loan program, Stafford Loans are often made available through private lenders like Wachovia.

No credit check is necessary to qualify, and no payments are required until six months after you graduate or drop below half-time enrollment.

Here's why students choose Stafford Loans from Wachovia:

Special savings from Wachovia during repayment¹
Quick online application
Top-rated customer service

The amount you can borrow under the Stafford Loan program is determined by your year in school, your dependency status, and the amount your family can financially contribute to your education.

In fact, with no limits on family income, most students qualify for this low-interest loan.

Need to Learn More?

Go to the following links to learn more about Stafford Loans.

How much can I borrow?

What are the rates and fees?

When do I have to start making payments?

How can I save money on this loan?

How do I qualify?

Ready to apply?

Use our fast online application or call us toll-free at (877) 689-0763.

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¹ This benefit program may be modified or discontinued at any time without notice. Program changes will not affect loans that qualify for the benefit prior to the time of the change.

Stafford Loans originated by Wachovia Education Finance Inc.

Equal Credit Opportunity Lender

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