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Check Card
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What should I do if my card is lost or stolen?
Are there transaction fees for using my Check Card?
How is my Check Card different from a credit card?
Can I use my Check Card without a PIN to make purchases?
How is my Check Card different from an ATM card?
Are there any monthly or annual fees for my Check Card?
Can I use my Check Card in foreign countries?
If your card is lost or stolen, notify us immediately by calling (800) 326-3862. If your Check Card is ever used without your permission, you’re covered by our Zero Liability Policy.*
* Zero Liability does not apply to ATM transactions not processed by Visa.
Yes, you can use your Check Card just like you would use a credit card. Simply swipe the card, or give it to the salesperson and then sign the receipt. Remember, the purchase amount is deducted from your checking account. In addition, if you are enrolled in Wachovia Possibilities Rewards®, these purchases can earn rewards points.
No, there are no monthly or annual fees for the Check Card.
You can use your Check Card to make purchases at millions of locations all over the world. You can also withdraw money at more than 1 million ATMs in 162 countries. Money will be dispensed in local currency. An International Service Assessment (ISA) fee of 2% will be applied to each international transaction. To learn more about currency conversion or to use Visa's exchange rate calculator, please visit Visa's currency exchange Web site.
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