CREDIT CARDS

Whether you're in the office, on the road, or working from home, your new Wachovia Business Credit Card is an easy way to make business purchases. With a credit limit well-suited for your growing business, the Wachovia Business Credit Card will allow you to have working capital available to you when you need it most.

With this card, you'll have the essentials like built-in fraud protection, no annual fee, 24-hour help from a dedicated Business Credit Card Specialist, and cards for all of your employees. Plus, you'll find some important perks you might not expect from your typical business credit card.

Get Rewarded
Register your card in Wachovia Possibilities Rewards^®, our no-fee awards program. You can link all your eligible Wachovia cards into a single rewards account and watch your points add up faster. You can also earn an average of 10 bonus points per $1 when you shop online through the Earn More Mall^SM on wachoviapossiblities.com. Redeem points for great rewards like travel, restaurant and retail gift cards, merchandise, and more.

Features and Services
The Wachovia Business Credit Card gives you all the features and services your business demands, including:

No annual fee
0% APR for 12 months on balance transfers¹
Attractive purchase rates—Rate and Fee Information
No-fee cards for employees with the ability to set limits to control employee spending
Consolidated monthly statement
Integrated online banking and reporting with Wachovia Business Online to easily manage your finances
Assistance from dedicated business Credit Card Specialists, 24 hours a day, seven days a week
Zero Liability for any unauthorized purchases on your card
No-fee overdraft protection when you link this card to your Wachovia Business Checking Account²

To apply for a Wachovia Business Credit Card, visit your nearest financial center or call us at (800) 566-3862 and select the "New Account" option between the hours of 8:00am and 9:00pm ET, Monday through Friday.

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¹ A 0% fixed APR for 12 months from the Account Opening Date ("Account Opening") on balance transfer transactions; thereafter, your variable Standard Purchase Rate applies to any outstanding balance. Balance transfer transactions must occur within three months of Account Opening to receive the promotional rate. The 0% fixed promotional APR applies only to balance transfers, and balance transfers and purchases made by using the enclosed Welcome Kit Checks, and not to card purchases or cash advances. Welcome Kit Checks used after three months of Account Opening, to do a balance transfer or make a purchase, will post to your account at the Standard Cash Advance APR. Payments are applied to low APR balances first. Your promotional rate may increase if your account is consistently past due or you make your monthly payments late, and we may change the account terms, including APRs or fees, at any time for any reason. For this promotional offer, the transaction fee is 3% of each transaction amount ($10 minimum, $99 maximum).

²Your Wachovia Business Credit Card will not be charged an overdraft fee. Your Wachovia Business Checking account will assess a fee.

Wachovia Bank, N.A., Equal Credit Opportunity Lender.