CHECKING COMPARISON CHART*

Custom Business Banking^®

Free Business Checking

Wachovia Business Cash Manager^SM

Commercial Checking

Features & Benefits

Available to business types All All All All

Rates and Fees

Enter your ZIP Code to see rates and fees.

Check Services

Free check safekeeping or check image monthly statement Yes Yes Yes Yes

Receive free or discounted checks Yes, from Wachovia preferred suppliers; $100 off initial check order. No Yes, from Wachovia preferred suppliers; $100 off initial check order. No

Additional Features

Free additional account(s) Small Business High Performance Money Market or Business Savings account with no monthly maintenance fee. Crown Banking^SM Crown Select Banking^SM or Crown Classic Banking® personal checking account, for up to five business owners with no monthly service fee. No Crown Banking,^SM Crown Select Banking,^SM or Crown Classic Banking^® personal checking account, for up to five business owners, with no monthly service fee. No

Online Services

Online Banking Yes, Wachovia Business Online³ Yes, Wachovia Business Online Yes, Wachovia Connection^® Express⁵ Yes, Wachovia Connection^®⁴

Online BillPay Free Free Free⁶ Not applicable

Additional Features

Additional Discounted Services Free Wachovia Business Online access through QuickBooks, Quicken, or Microsoft Money for 6 months; $10.00 discount on monthly fee for Online Deposits; $25 discount on monthly maintenance fee for Small Business Money Market Sweep account; $100 rebate on the application fee for new Merchant Services accounts. A variety of discounted cash management services, including: Money Market Savings Sweep, Sweep Plus, Zero Balance Accounts, and Partial Account Reconciliation.

Overdraft Protection Options Yes, linkage to any commercial checking, savings, money market savings, or LOC. Yes, linkage to any commercial checking, savings, money market savings, or LOC. Yes, linkage to any commercial checking, savings, money market savings, or LOC. Yes, linkage to any commercial checking, savings, money market savings, or LOC.

Cards & ATMs

Business Check Card with no monthly fee⁷ Yes Yes Yes Yes

Teller & Phone Services

Free automated telephone account inquiries Yes Yes Yes Yes

Free person-to-person customer service inquiry Yes Yes Yes Yes

Custom Business Banking^®

Free Business Checking

Wachovia Business Cash Manager^SM

Commercial Checking

Email This Page

Printer Friendly Version

^* Information subject to change at any time. Please visit a Wachovia Financial Center or call (800) 566-3862, 8:00am to 9:00pm ET, Monday through Friday, to obtain our most current products and pricing as well as a complete Schedule of Fees and Funds Availability disclosure.

¹ Earnings Credit may offset certain fees and charges. The Earnings Credit Rate is determined by the Bank. Higher rates may be applied at higher balance levels.

² Earnings Credit may offset certain fees and charges. The Earnings Credit Rate is determined by the Bank and is applied to the average positive collected balance in excess of $25,000 minus reserve requirements.

³ Wachovia Business Online is a free service. Account related fees may apply. Each check image over 10 per month will cost an additional $1.00.

⁴ Additional fees apply.

⁵ There is no monthly service fee for Wachovia Connection^® Express. Additional fees may apply.

⁶ Requires separate enrollment and security access codes.

⁷ Subject to approval.

Wachovia Bank, N.A. and Wachovia Bank of Delaware, N.A. are Members FDIC (only deposit products are FDIC insured) and Equal Credit Opportunity Lenders.