EVERGREEN INVESTMENTS

When you open any of our Wachovia Securities investment accounts, you can choose from a variety of investments, including our own Evergreen Investments. Evergreen offers a family of mutual funds managed by Evergreen Investment Company, LLC, a subsidiary of Wachovia Corporation.

With over 70 years of experience, Evergreen brings you the professional advice necessary to manage your investments and help achieve your financial goals.

The Evergreen Advantage

Over 70 years of investment experience
Over 100 mutual funds to choose from across a broad array of flexible investment options
Approximately $215 billion in assets under management*
More than four million individual and institutional investors
Experience serving investors across a full spectrum of strategies, requirements, and objectives

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* As of June 30, 2002.

Evergreen mutual funds are distributed by Evergreen Distributor, Inc., 90 Park Avenue, 10th Floor, New York, NY 10016. Evergreen Investments is a service mark of Evergreen Investment Management Company, LLC. Copyright 2004.

For a prospectus containing more information, including fees, charges, and other expenses, please call Wachovia Securities at (888) 922-9008. Please read it carefully. Prospectuses for any Evergreen fund can also be found online at www.evergreeninvestments.com.

Investment return and principal value of the fund will fluctuate so that an investor's shares, when redeemed, may be worth more or less than their original cost.

Wachovia Securities is the trade name used by two separate, registered broker-dealers and non-bank affiliates of Wachovia Corporation providing certain retail securities brokerage services: Wachovia Securities, LLC, Member NYSE/SIPC, and Wachovia Securities Financial Network, LLC, Member FINRA /SIPC.

Securities and Insurance Products: Not Insured by FDIC or any Federal Government Agency; May Lose Value; Not a Deposit of or Guaranteed by a Bank or any Bank Affiliate