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Lending

Need capital to increase inventory, finance retail space, purchase equipment, or grow your business? Wachovia offers a variety of financing tools to help you find the best business credit solution that’s right for you.

Lines of Credit
Need some quick capital? Our lines of credit can help you meet your short-term funding needs, such as seasonal cash flow issues or unexpected opportunities.
Business Loans
Our business loans can provide the funding you need for purchasing items to help grow your business. Choose from Term Loans and Small Business Administration (SBA) Loans.
Credit Cards
Learn more about the new Wachovia Credit Card designed with the business owner in mind.
Commercial Mortgage   (Apply Now)
Our Commercial Mortgage programs offer competitive rates and a number of flexible options, such as low down payments and low monthly payments to help you finance warehouse space, manufacturing facilities, professional offices, and retail and wholesale space.
Small Business Lease   (Apply Now)
Especially practical for businesses using equipment that becomes outdated before it's paid off, a Small Business Lease lets you acquire what you need without having to tie up cash or unnecessarily draw down an existing credit line.
Letters of Credit   (Apply Now)
When you receive a Letter of Credit, Wachovia issues a guarantee of payment to help you make purchases or transact business with companies with whom you have limited trading experience or credit history. This can be especially helpful in international trade.
Construction Loan   (Apply Now)
Our Construction Loans are a hassle-free way to build an office, plant, or facility or renovate or remodel an existing one.


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Products and services are offered by Wachovia Bank, N.A. and its affiliates, and are subject to credit approval.

All leases are offered by First Union Commercial Corporation, a subsidiary of Wachovia Bank, National Association, and are assigned to an unaffiliated third party.

Subject to credit approval.

Equal Credit Opportunity Lender

Equal Housing logo Member FDIC

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