COMPREHENSIVE FINANCIAL PLANNING

Your Wachovia Wealth Management team works with you to craft a comprehensive plan for your immediate and long-term goals. Your plan covers five critical areas for your financial well-being.

Income Tax and Cash Flow Planning

Each plan may recommend tax strategies that fit your specific situation. An analysis of your cash flow may help you uncover funds suitable for investment or other needs. Detailed assistance is available for developing a strategy to exercise stock options if appropriate.

Asset and Debt Management

Effectively managing your assets and debt can be the critical key to realizing your financial goals. Our analysis provides you with a guide that may increase your after-tax returns, reduce risk through diversification, and/or use debt to strengthen your financial position.

Accumulation Planning

A Wachovia financial plan can help you answer questions such as, “Will I meet my financial objectives?” “How can we prepare for our children’s education?” ”What must I do now to retire comfortably?” Our analysis provides easy-to-understand projections for your consideration.

Personal Risk Management

A vital part of any financial plan is to make sure that your family and your assets are properly protected. To help you plan for the cost of the unexpected, you’ll receive a review of your current life and disability insurance coverage. Your Wachovia Insurance Advisors can point out any potential gaps in your coverage and recommend solutions.

Estate Planning

Proper estate planning can help save unnecessary taxes and probate costs, providing peace of mind for you and your family. We will discuss your current plan and  make recommendations based on your specific needs.

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