Way2Save® Savings

Little by little, saving adds up
Open with $25
How to avoid the $5 monthly service fee
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A great account to help build your savings
Save as you spend
Set up Save As You Go® to automatically transferOpens a modal dialog for footnote 1 $1 for every completed Bill Pay or one-time debit card purchase
Why pay fees?
Way2Save Savings has more ways to avoid the monthly service fee
Way2Save® interest rates
Variable rates (compounded daily) Compare rates
Account fees and details
Avoid the $5 monthly service fee with one of the following each fee period:
- $300 minimum daily balance
- 1 automatic transferOpens a modal dialog for footnote 2 each fee period of $25 or more from a linked Wells Fargo checking account
- 1 automatic transferOpens a modal dialog for footnote 2 each business day within the fee period of $1 or more from a linked Wells Fargo checking account
- 1 or more Save As You GoOpens a modal dialog for footnote 1 transfers from a linked Wells Fargo checking account
- Primary account owner is 24 years old or underOpens a modal dialog for footnote 3
- Minors 12 and under can open a joint account with an adult with several options
- Anyone 13 and older can open as a primary owner
- 17 and under must open at a branch
- Must be 18 or older to apply online
- IDs required to open

Way2Save Savings account FAQs
APY (Annual Percentage Yield)
The APY (Annual Percentage Yield) is a percentage rate that reflects the total amount of interest paid on the account, based on the interest rate compounded daily for a 365-day period.
If you receive a periodic statement, that statement will include the Annual Percentage Yield Earned (APYE) on your account for the period covered by the statement.
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1.
A qualifying Save As You Go transfer is an automatic transfer of $1 from your linked Wells Fargo checking account to your Way2Save Savings account each time you (or any authorized signer or joint owner) use your debit card for a one-time purchase or complete a Bill Pay transaction through online banking, and the one-time debit card purchase or Bill Pay transaction posts to the account. We reserve the right to determine through our sole discretion if a particular transaction is a qualifying transaction.
2.
Terms and conditions apply. Mobile carrier's message and data rates may apply. See Wells Fargo's Online Access Agreement for more information.
3.
When the primary account owner reaches the age of 25, age can no longer be used to avoid the monthly service fee. Customers 12 and under must have an adult co-owner.
4.
My Savings Plan requires a Wells Fargo savings account.
See the Consumer Account Fee and Information Schedule and Deposit Account Agreement for additional consumer account information.
Wells Fargo Bank, N.A. Member FDIC.
QSR-01182026-6807357.1.1
LRC-0524